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Contents Insurance

Contents-InsuranceContents Insurance covers the cost of damage to, or loss of, an individual’s personal possessions while located within the individual’s home but in some cases can also provide cover for personal possessions temporarily taken away from the home by the policyholder.

Contents Insurance covers the cost of damage to, or loss of, an individual’s personal possessions while located within the individual’s home due to fire, theft (or attempted theft), vandalism, storms, flooding, leaking water or oil etc. and in some cases can also provide cover for personal possessions temporarily taken away from the home by the policyholder.

Contents insurance also usually covers:
– Your legal liability as occupier of the house, e.g. if a visitor has an accident and injures themselves
– Cost of accommodation and storage if you can’t live in your home because of damage e.g. fire, flooding
– Replacement keys and locks and locksmith’s fees if you lose or damage your keys
– Accidental damage to TV’s stereo equipment, computers DVD players etc
– Loss of food if freezer breaks down
– Theft of cash from your home
– Contents of your outbuildings
Did you Know?
According to AXA the average claim for a burst pipe is now £25,000.
Contents insurance can also include Optional extras at additional cost such as:
– Extended accidental damage
– Personal possessions away from the home
– Legal expenses

There are several different types of contents insurance policy you can choose. It’s important you get the right advice to make sure you don’t end up out of pocket if you need to claim.

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