NEW BUILD SPECIALISTS
- Lenders have specific lending criteria for new build homes.
- Our experienced new build consultants give expert advice.
- Approved mortgage broker for national builders.
- Access to specific new build mortgage product not available on the high street.
- Bespoke product sourcing system used.
- Whole of market broker.
- No potential mortgage situation too complicated for us to help with.
- Experts in new build mortgage solutions.
- Dedicated and experienced consultants for every client.
- Immediate initial qualifications.
- Mortgage agreement in principles within hours.
- Highly trained and experienced new build administration team.
Contact Mortgage First Today And Find Out How We Can Help You
Leading New Build Specialists
We have one of Scotland’s leading specialist new build homes team.
This means that we have an entire department dedicated to new build homes with the knowledge and expertise to help you understand all you need to know about finding and buying a new build home.
We also aim to save you time and money by searching the thousands of mortgages we have access to, including deals that are exclusive to us.
We work for you, not the lender.
Service & Speed
Over the last 15 years we have built strong relationships with the UK’s leading house builders, working with them on a daily basis to help you secure that dream new build home.
Once we process a mortgage application for you, we handle everything through to completion, and we will be available seven days a week to make sure you meet any timescales for exchange that your builder may issue.
Whether you are a fan of their fresh exteriors and modern fittings, looking for a safe and secure home to raise a family, or just want to feel like your home is truly your own; new build homes have a lot to offer.
Every lender has a different affordability mortgage calculator
Generic calculators are not accurate
One of our trained advisers will give a tailored affordability result for each client
Not on our website for that reason
Comparison websites don’t take into account it is a new build property
Let our trained expert advisers set your budget
Getting your budget right first time is important
Your budget has to be tailored to your own personal circumstances and lifestyle
Not specific to new build mortgages
Don’t clearly know if you fit the lenders lending criteria
Can give a false picture of the potential costs of the mortgage
Some sites will make a footprint on your credit file when used
The Mortgage Process
Initial qualification by one of our trained advisers
Initial credit score/agreement in principle with recommended lender
Reserve new build plot
Full mortgage application to lender with supporting documents
Full mortgage approval from lender
Move in to your new home
We will make it that simple