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Income Protection

income-protectionIf You Don’t Have:

Income Protection & are unable to work due to accident or illness…

  • Would your employer continue to pay your salary?
  • Would you & your family’s lifestyle suffer without your salary?
  • Would you have to return to work to early

89% of people don’t have Income Protection

Also known as Permanent Health Insurance (also known as Income Protection Insurance) is a policy that provides a net Income in the event of the policy holder being unable to work due to accident or illness. Benefits are usually paid after a waiting (deferred) period and will normally be no greater than 75% of earnings.

If You Don’t Have:
Income Protection & are unable to work due to accident or illness…
• Would your employer continue to pay your salary?
• Would you & your family’s lifestyle suffer without your salary?
• Would you have to return to work to early

89% of people don’t have Income Protection
Your ability to earn is the foundation of your financial life.
Permanent Health Insurance is the corner stone of financial planning. Everything revolves around your ability to earn. If you can’t earn you can’t pay for anything else including the mortgage car repayment, school fees, holidays, bills, other insurance policies etc.
Permanent Health Insurance ( also known as Income Protection Insurance) is a policy that provides a net Income in the event of the policyholder being unable to work due to accident or illness.

Designed to help you meet your outgoings in the event you are unable to work Permanent Health Insurance can be an excellent way to protect you and your family in the event of accident or illness until you are able to return to work.

Benefits are usually paid after a waiting (deferred) period, the longer this period is the cheaper the policy will be and will normally be no greater than 60% of earnings. It will pay out as long as you remain incapacitated, even if this is for several years. It can also be claimed on over and over again

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