Non New Build Mortgage
First Time Buyers
Buying a house is one of the most important purchases you will make. Buying a home for the first time can be an even more daunting prospect.
Next Time Buyers
At Mortgage First, our service is designed to save you time and money and as well as finding you the right mortgage.
Remortgages
Are you paying too much for your mortgage? Does your current deal not suit your budget or circumstances?
Buy To Lets
A buy-to-let mortgage (also known as an investment mortgage) is designed for borrowers who want to let their property out to a third party (i.e. tenants).
ADDED VALUE
Every lender has a different affordability mortgage calculator
Generic calculators are not accurate
One of our trained advisers will give a tailored affordability result for each client
Not on our website for that reason
Comparison websites don’t take into account it is a new build property
Let our trained expert advisers set your budget
Getting your budget right first time is important
Your budget has to be tailored to your own personal circumstances and lifestyle
Not specific to new build mortgages
Don’t clearly know if you fit the lenders lending criteria
Can give a false picture of the potential costs of the mortgage
Some sites will make a footprint on your credit file when used
Initial qualification by one of our trained advisers
Initial credit score/agreement in principle with recommended lender
Reserve new build plot
Full mortgage application to lender with supporting documents
Full mortgage approval from lender
Move in to your new home
We will make it that simple
OUR CLIENTS
Your home may be repossessed if you do not keep up repayments on your mortgage.
We may charge an admin fee and accept a commission from the mortgage provider. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Further details available on request.
TESTIMONIALS
On the 6th of October 2014 we took possession of our beautiful new home. As a single mum of 3 busy children the task of getting a home of our own and the ability to get a mortgage was taken over and achieved with the help of ”Mortgage First”. My agent was professional, attentive and clearly cared about helping us to achieve, what seemed to me, to be an impossible task. I could not have done this without their help. I would absolutely recommend “Mortgage first” to anyone who feels they need the worry and stress taken out of getting the right mortgage. We are very much looking forward to our first Christmas in our new home, so a big thank you to John and all the staff at “mortgage First
Kate Rowley
'Mortgage First provided an exceptional service, explaining clearly each step of the process along with sound advice. They were very responsive to questions no matter when the query question was raised. I would recommend their service to anyone.'
Robert Kirkwood
A big thanks to all at Mortgage First. They made purchase of my new Cala home so simple with excellent service from start to finish. Would recommend Mortgage First to anyone looking to purchase a new build home.
Danielle Lynch
My thanks go to Eddie Irvin for his exceptional service and assistance throughout the mortgage process when I purchased my home a few years ago. After several meetings and excessive mortgage arrangement fee quotes with RBS, and not forgetting over 20 years perfect banking terms, Eddie provided me with a mortgage through the Halifax within 30 minutes! A few days later, as he promised the mortgage guarantee arrived – truly staggering after weeks being passed from pillar to post with RBS. I have since referred to very satisfied clients to Eddie Irvin for their mortgage requirements, and currently in the process of my daughter on her first time buy. I would have absolutely no hesitation in recommending the services of Eddie, in terms of lender options, quality of service, value and efficient dealings throughout. You will not be disappointed.